Monthly Archives: December 2018

Why More People Are Choosing 100 LTV Arizona Hard Money Lenders Arizona Than Ever Before

December 11, 2018Uncategorizedbigdaddydennis

If you are looking to start making money in real estate, it’s time to consider choosing 100 LTV Arizona Hard Money Lenders Arizona to help you achieve your investing goals. Learn how these Arizona Hard Money Lenders are changing lives and helping everyday people begin thriving careers in the real estate business.

Have you ever wondering what exactly 100 LTV Arizona Hard Money Lenders Arizona are? This all-inclusive guide will help you discover the exciting benefits of working with these unique Arizona Hard Money Lenders and taking advantage of these investment opportunities.

100 LTV Arizona Hard Money Loans are a hard money loan with 100% financing. This means that a prospective borrower is borrowing 100% of the funds they need in their loan without have to offer any down payment. In some cases, Arizona Hard Money Lenders are more reluctant to provide this type of financing to a potential borrower. However, as you develop relationships with Arizona Hard Money Lenders and begin to network, you will be more likely to be able to achieve this unique type of financing.

Since more and more people are becoming experienced with Arizona Hard Money Loans, more people are now having the opportunity to use 100 LTV Arizona Hard Money Lenders Arizona than ever before. If you are looking to get into the real estate market but don’t have enough money to pay up a sizeable down payment, this is exciting news for you! With high loan-to-value Arizona Hard Money Lenders, you can borrow the cash you need to purchase or pursue expensive real estate ventures. Even more exciting is the fact that Arizona Hard Money Lenders aren’t looking at credit scores and debt-to-income ratios when determining a person’s eligibility for a lending opportunity. If you’ve ever been doubtful about your eligibility to receive a hard money loan, it’s time to finally put these doubts to bed. With the right financial planning and by utilizing the right financial strategies, everyday people are making hundreds of thousands off of properties purchased with Arizona Hard Money Loans. The time is now to take advantage of this thriving economy and begin pursuing real estate prospects of your own with the financial backing of 100 LTV Arizona Hard Money Lenders

More and More People are Choosing 100 LTV Arizona Hard Money Lenders Arizona to Help Them Achieve Their Financial Goals

Don’t let your credit score or lack of experience get in the way of your dreams. Even the greatest economists and real estate tycoons had to start from somewhere. By purchasing a property with your first hard money loan, you are opening up doors that may benefit you financially later down the road.

Arizona Hard Money Lenders are the perfect solution for people who do not have a strong credit rating or are getting into real estate investing for the first time and don’t have much experience yet.

Curious about getting a hard money loan of your own or finding a hard money lender in your area? There are Arizona Hard Money Lenders in your area ready to help you achieve your investment goals and start making real money off of real estate projects.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Successful Entrepreneurs Know the Benefits of Arizona Hard Money Loans

December 11, 2018Uncategorizedbigdaddydennis

Investing in real estate can lead to huge financial rewards. However, most people don’t have the capital they need to invest in valuable properties when they are first starting out. Learn how successful entrepreneurs are making a killing on the real estate market with the help of hard money lending opportunities.

The real estate industry is thriving and there is no better time than now to get started with investing. However, the average person doesn’t have the capital necessary to invest in the properties that can lead to the most profit. Applying for a loan in these types of situations at a typical bank can be especially difficult. Other factors like a poor credit score may make it feel impossible to get started with real estate investing. If you’re feeling stuck with your goals for real estate investment, know that Arizona Hard Money Lenders are here to help. Today’s most successful entrepreneurs are choosing Arizona Hard Money Loans to help jumpstart their careers in real estate investing.

Arizona Hard Money Loans are the solution you’ve been looking for if you have always wanted a career in real estate, but don’t have a solid credit rating and have never had any prior real estate experience. When you choose to go the hard money lender route, you’ll have access to these exciting benefits; fast approval process and flexible financing options, no high credit score required for approval, and little to no down payment required.

With Arizona Hard Money Lenders, they won’t be examining your credit rating or debt-to-income ratio to determine your eligibility for a loan. This is great news for people who do not currently have a good credit score or who have little experience with loans for real estate in the past. Arizona Hard Money Loans allow beginner investors to have access to the funds that they need to make payments on properties and start making real money in real estate. In real estate, you have to spend money to make money. The right hard money lender can give you the cash on hand you need to purchase properties and begin achieving your dreams of investing in real estate.

Finally Achieve Your Goals with the Help of Arizona Hard Money Loans

Stop doubting yourself or making excuses about how you won’t make money with Arizona Hard Money Lenders. Countless individuals are taking advantage of the nation’s thriving economy and today’s current real estate boom. Don’t let an opportunity like this pass you by. With Arizona Hard Money Lenders, you can get the cash you need fast to start making investments in your desired real estate projects.

If you have been looking to start making money in real estate, don’t let your credit score or lack of experience prevent you from seeking your dreams.

With the right hard money lender, any of your investment goals are possible. Don’t hesitate on taking advantage of this exciting lending opportunity. While the economy is still thriving, it is important to begin your journey of making money in real estate with Arizona Hard Money Lenders.

Try These 5 Tactics to Make Money with the Help of Arizona Hard Money Lenders

December 11, 2018Uncategorizedbigdaddydennis

While there is no such thing as a ‘get rich quick’ scheme, Arizona Hard Money Lenders are a valuable tool that can help you achieve your financial goals. Learn how qualifying for a hard money loan can give you the opportunity to start making money in real estate.

Have you always wanted to make money on the real estate market but haven’t had the funding you needed to jumpstart your projects? Arizona Hard Money Lenders may be the solution that you’ve been waiting for. With a hard money loan, you don’t need a strong credit rating or previous experience in the real estate market. By following the helpful tips and tricks outlined in this useful guide, you can start making real money on the real estate market with the funding given to you through a hard money loan. Here are the top five tactics you need to know to start making big bucks like today’s top real estate investors:

1. Build your network of lenders and real estate experts.

When you’re getting started working in real estate, it is important to network, network, network. By building your network of colleagues, you will be able to be guided towards more investment opportunities.

2. Educate yourself and do your homework.

Read up everything you can about real estate investing so that you can make the right game plan on how to proceed with your loan.

3. Find a lender that is able to work with your financial status and able to find a plan that matches your budget constraints.

The right lender will be able to work with your budget.

4. Reach out to any help or individuals you may have to outsource to complete a project.

Finding a mentor or financial advisor for these types of projects can help guide you in the right direction so that you can make the best financial decisions possible for your real estate investment goals.

5. Set a schedule and get started working towards your goals.

Setting a schedule on how you intend to proceed with the funding from your hard money loan will help you make the most out of the additional funds.

Arizona Hard Money Lenders Help Make Dreams Come True

A hard money lender can help you get started with investing in real estate the right way and can open doors for you to many other aspects of the real estate industry. With the assistance of the right lender, any of your financial goals.

With any investment option, it is important to consider all of the factors that go into deciding how you spend your money so that you can be sure you’re making the best decision for your financial goals.

The top individuals of the real estate business are working from home and retiring early! If you want to join these lucky few, it’s time to seriously consider taking hold of your real estate investing goals and getting the assistance of a Arizona Hard Money Lenders.

WHO ARE ARIZONA HARD MONEY LENDERS?

December 11, 2018Uncategorizedbigdaddydennis

Arizona Hard Money Lenders are not shady looking lenders that conduct business in parking lots and restaurant bathrooms. But, when you hear, ‘hard money lender, that is what many people imagine.

As with every profession—there are always a few ‘bad’ that ruin it for the many ‘good.’ And example of that is police officers. They have a reputation because of a few bad apples—same goes for Arizona Hard Money Lenders. In prior years some lenders were loaning money to exceptionally high-risk borrowers. Arizona Hard Money Lenders have always used the borrower’s real estate as collateral. However, these past lenders were funding deals in which the likelihood was high they would foreclose on the properties.

Today, these types of lenders are no longer in the market. Unfortunately, the disgrace they brought continues to create a stigma for borrowers that would greatly benefit from working with Arizona Hard Money Lenders.

WHAT EXACTLY IS A HARD MONEY LOAN?

A Arizona Hard Money Loan is a short-term loan ranging typically ranging from six to twelve months, but can be extended up to five years. They are secured by real estate and funded by private investors. The monthly payments are interest only payments —and the final payment on the loan is where it is due in full.

Arizona Hard Money Lenders are concerned with the value of the borrower’s property versus the borrower’s FICO score and income. Arizona Hard Money Lenders are able to finance borrowers that banks have rejected. This is because Arizona Hard Money Lenders don’t have to follow the rigid guidelines that are set forth with traditional banks. Because they are private individuals they are able to set more flexible loan terms.

Not all deals will work with a hard money loan. For example, if a borrower has good credit-without foreclosures and bankruptcy—and is buying a primary home, a Arizona Hard Money Loan would not benefit them. They will be approved for a conventional mortgage with 15-30 year loan terms.

Investors use Arizona Hard Money Loans for various reasons.

Mainly because of the insanely fast approval.

When an opportunity arises an investor has to move swiftly so not to lose the deal. Applying for a loan with a bank can take up to two months to get funded—compare that to the ten days it typically takes a hard money lender to approve a borrower. In real estate, investors are competing and receiving a quick close will secure their deal. Arizona Hard Money Loans are most ideal for: land loans, Arizona FIX AND FLIP LOANs, construction loans in Arizona and any borrower with bad credit or a new job. Arizona Hard Money Lenders can ultimately work with any borrower that has enough hard-assets to back the deal. You can find a local hard money lender in your area by googling them or attending a real estate investor club meeting. Find a lender that you can create a long-term relationship with. The more deals you make and pay back, the better your interest rate and loan terms can become. They aren’t the scary loan sharks from the movies—they want to help. When you win, they win.

WHAT IS PRIVATE MONEY LENDING?

December 11, 2018Uncategorizedbigdaddydennis

Private money lending in Arizona is when a private individual or organization lends money to a company or individual. This type of lending does not adhere to traditional qualifying guidelines, as banks must do.

Everyone is familiar with what a mortgage is—when a bank lends money to purchase a property or for renovations of a property. But, where does an individual go when a traditional mortgage won’t work for them? Many times borrowers are denied a conventional loan because of their credit worthiness or income. Other times the borrower may not have the time to wait, sometimes months, for approval from the bank.

WHY USE PRIVATE MONEY LENDING?

Because these loans are funded by private investors versus traditional banks-they are referred to as ‘private money loans.’ The loans are based almost exclusively on the value of the property instead of the borrower’s credit worthiness or financial history. The loan amount is determined by the loan-to-value ratio (LTV). There are many reason when a private money loan is the better alternative.

* You don’t have enough private financing from friends and family.

* Your credit score is not high enough and your financial history doesn’t meet traditional lender requirements.

* You have a property investment opportunity and don’t have the time to go through the lengthy bank loan process.

* You want to fix and flip and need quick access to funding.

Although Private money lending in Arizona does not have the

strict guidelines as traditional lenders, there are still requirements.

Private money lenders are concerned with the value of the property that will serve as the collateral more than your credit. However, individual terms will depend on the lender you work with and your unique situation. Most private money lenders only work in certain geographic areas—so, look for a local lender. Your interest rate will depend on your experience. As you gain experience, your lender may offer lower rates—find a lender you like and stick with them. Property type makes a difference, as well— is this a condo, duplex, single family residence). And, your business plan—along with a scope of work and insurance information— will add into the equation of your terms. As with traditional banks, private money lenders do have an underwriting process. Fortunately, this process is much faster than a traditional bank’s underwriting process. It doesn’t take long to be approved and receive your funds due to the speed of the underwriting process. After pre-approval the private money lender will order an appraisal of the property. As long as the property meets lender criteria the money will be dispersed for the property. Private money lending in Arizona is quick and helpful. It is beneficial for borrowers to work with either a local lender or a lender that is familiar and comfortable with the geographic area you are looking to purchase your property. Private money lenders build on relationship—the more you work with your lender, the more money you will both make.

EVERYTHING YOU NEED TO KNOW ABOUT ARIZONA HARD MONEY LOAN

December 11, 2018Uncategorizedbigdaddydennis

A Arizona Hard Money Loan is an option for real estate investors when traditional lenders don’t work for their situation. Instead of using your credit score and income to base approval for a loan—they use property as a hard asset and use that property as collateral.

A Arizona Hard Money Loan is simply an asset-based loan. As you know, the most significant factor affecting loan approvals is FICO scores. Lenders want borrowers that have shown a solid payment history because this shows their ability to repay the loan.

Hard money lenders use a different approach to lending—they base it almost solely on collateral. Because of this they place less concern on an applicant’s credit history. Why? Because if the borrower defaults they can foreclose on the property, sell it and generally still make a profit.

HOW ARIZONA HARD MONEY LOAN WORK

Arizona Hard Money Loans aren’t necessarily for everyone, but there are many situations where these loans are beneficial to the borrower. One scenario is starting out flipping houses—you probably wouldn’t have enough money to buy the property with cash. This is an example of a time a Arizona Hard Money Loan would make sense.

Typically, Arizona Hard Money Loans are very short-term loans ranging from six to twelve months—however, they are known to be extended out up to five years depending on the situation. These loans are generally have higher interest rates than conventional loans—hence, investors don’t want their loans for a long period of time.

A plus with a Arizona Hard Money Loan is how quickly the loan process takes. These loans can close in a matter of only a few days—and it is a rare occurrence that the process takes longer than two weeks. Arizona Hard Money Loans allow investors opportunity to purchase more properties with less upfront capital—which means a larger profit.

Arizona Hard Money Loans are very different than a traditional loan. They offer much greater leverage to the investor and they finance deals much quicker than traditional loans. Because hard money lenders are not as concerned with the borrower’s financial situation there isn’t the amount of paperwork and the long waiting period as there is with a bank. Because hard money lenders make their own rules and regulations, unlike banks, there is more flexibility with their loans. Although, they do have underwriting it is a much simpler process than conventional mortgage underwriting. Approval is based on the value of the property—and although they will look at your credit history and finances they are still able to finance a loan based on hard-assets.

You are able to get many different loans from a hard money lender.

Bridge loans, construction loans in Arizona and Arizona FIX AND FLIP LOANs are only a select few of the many loan options hard money lenders can provide. Generally speaking, borrowers can obtain a Arizona Hard Money Loan for any property— airbnb, single-family residence and the list goes on. Find yourself a property and then find yourself a local hard money lender.

ON RENTAL PROPERTY LOANS IN ARIZONA

December 11, 2018Uncategorizedbigdaddydennis

It’s a lot harder these days to get financing on an investment property.

Approval for financing is much more difficult if you don’t have excellent credit and a viable, sufficient monthly income—lenders welcome those borrowers with open arms, but what about the rest of us?

When you borrow for a rental property it is called non-owner occupant financing. If you are planning on purchasing a rental investment there are various options. If you are working with the right lender—they can help you strategize both a short-term and long-term plan to ensure you keep your finances straight. Getting a mortgage for an investment property loans in Arizona can be tricky.

WHICH TYPE OF RENTAL PROPERTY LOAN IN ARIZONA IS BEST FOR YOU?

Buying as a Straight Rental Property— This will be a conventional loan from a bank. You will be applying to buy an investment property. You will be required to put down at least 20% of the purchase price for a down payment—plus closing costs and costs for renovations. You will also need at least a 720 FICO score, a strong cash reserve and a healthy monthly income.

Buying as a personal residence— This will also be a conventional loan, but you will be buying it as your home. You are allowed to buy a home and reside in it for 12 months—then, rent it out. Because it will be purchased as a personal residence you are qualified for an FHA loan. With FHA financing you can put down as little as 3.5%. The terms of the rental don’t change when you move out and your tenant moves in. This is a good option for a borrower who doesn’t intend to buy multiple properties.

Hard Money Loan— A hard money loan is an option if you either want to buy an investment property loans in Arizona and continue to live in your own home or you want to purchase multiple rentals. These loans are financed by private money investors and aren’t required to follow the strict guidelines set by Fannie Mae and Freddie Mac. Because they offer such flexibility, residential Arizona Hard Money Loans are used by many types of investors. These loans have fast approval and borrowers receive funds within two weeks. This speedy process is also helpful in a competitive housing market. Banks can take months to produce funding—all the while, investors lose their potential property. Borrowers who have been through foreclosure, bankruptcy or have poor credit can still qualify for a residential hard money loan.

It is important that you educate yourself on rental property before becoming a landlord.

Investing in rental property is not always easy, but if you start early—you can have a nice rental property income stream.

THE DIFFERENCES IN LOANS TO FLIP HOUSES

December 11, 2018Uncategorizedbigdaddydennis

It’s getting a reputation as the quickest way to become a millionaire—flipping houses. The first step is making sure you get financed.

It is possible, and not that uncommon, to flip houses with no money down. These loans are referred to as Arizona FIX AND FLIP LOANs. There are a few different methods when financing a house flip.

The more houses you flip at a time, the more money you make—common sense, right? But, who has the cash reserve to do one deal at a time let alone multiple deals. This type of stress can limit your deals. Every borrower searches for the lowest interest rate. But, time is what a house flipper should be focused on. Conventional lenders tend to shy away from house flipping and that makes perfect sense. You already have a primary residency and then you ask for a second mortgage—the bank knows you won’t be living in two places at one time. If you have to default on a loan, it’s definitely going to be the house you are flipping before your home. This is where a borrower needs to learn about different loans to flip houses.

WHAT LOANS ARE AVAILABLE TO FLIP HOUSES?

Home Equity Line of Credit— This is not overly common when it comes to house flippers and isn’t recommended as the first strategy you take—but, it is a possibility and one to investigate. The interest rate will attract borrowers. The downside— they are highly risky and if you don’t follow the strict guidelines and requirements you could find yourself in a heap of trouble.

Retirement Account/401K— This is a possibility because it is money you already have. So, why not just use it? For starters these accounts are taxed heavily for early withdraw and you will accrue several punitive fees. Also, that is your future and do you really want to bet your future on a house? This is best suited for experienced house flippers. If you choose to go this route make sure you have the help of a financial professional.

Arizona Hard Money Loans—These loans work for first time flippers and veteran flippers alike. They are short-term loans—typically, between six months and three years. However, because these are financed through private money lenders they don’t have to follow the Fannie Mae Freddie Mac guidelines. They have much more flexibility when it comes to loan terms. As with all loans—there are pros and cons. The con with a hard money loan is the interest. They vary from 7%-15%. And, although that may seem a little steep—keep in mind that these loans are interest only payments until the end of the loan. At the end of the loan the payment is due in full. Since the point of flipping a house is to get the rehab done as soon as possible and sell the property these loans work out for both the borrower and lender. Another benefit to Arizona Hard Money Loans is most lenders do not impose early payment penalties.

Looking at multiple possibilities, when it comes to funding for your project,

should be your goal. Not every loan is beneficial for every borrower.

However, for a newbie house flipper that doesn’t have high cash reserves looking into hard money funding is definitely your best bet. Find a local lender that is experienced in flipping houses, ask questions and make sure you ask about extra fees and any possible penalties.

DREAMS COME TRUE WITH AIRBNB HOSTING

December 10, 2018Uncategorizedbigdaddydennis

Are you looking for extra income, but idon’thave a lot of extra time? Being an airbnb host could potentially add thousands a month of extra revenue in your bank.

The average airbnb host earns close to $1,000 a month. You have to remember that is just the average. There are hosts out there making over $5,000 a month, as well. It all depends on what you are renting out. For example, a spare bedroom in your house may only make you three or four hundred a month. Some hosts rent out their guest house—that makes a little more money. The big money is in apartments and houses; and if you are in the right city that only adds to your profit.

However, before any of that money comes streaming into your pocket you have to find a loan. And, that is where the tricky part comes in. Banks are uneasy lending money for a rental home. It makes sense—if a borrower is going to default, it is going to be their vacation home before their primary residency. The problem with a rental is it can be vacant at times and the bank needs to feel confident that the borrower can pay two mortgages at one time—even without the extra income.

WHERE TO GET AN AIRBNB LOAN IN ARIZONA

Buying a property to rent out as an airbnb is more than just the property itself. There are various costs that are included when becoming an airbnb host. First, realize that if you rent out the home for more than 14 days you have to report it as extra income on your taxes. Secondly, there are supplies that you will need for your rental—such as cleaning supplies, bedding, dishes and furniture just to name a few. You will also need deep cleaning done after your guests leave. Many hosts tack a cleaning fee to cover a professional cleaning company to handle that. You will also need insurance. Airbnb offers insurance but it is only basic liability and property protection—you may need or want more coverage. Airbnb charges a flat 3% commission to cover the cost of processing payments. These are all things that need to be considered

Hard money lenders offer airbnb loans. These are short-term loans that a borrower can take out and can later transition into a conventional loan. These loan terms are typically six months to three years, but occasionally can be extended out for five years. The beauty of a hard money loan is the lender doesn’t base approval on your monthly income or your credit score—it is based on collateral. These loans are backed by the property. This gives the lender security. If the borrower defaults they can foreclose on the property. This gives the borrower sufficient time to make a consistent yearly income on the property, which is what will approve them for a conventional mortgage.

A lot goes into purchasing a vacation rental property.

It is important to sit down with your tax specialist to see how this will affect you. Look at other airbnbs in your area; how are they doing? Find a lender and discuss what a loan will look like for you. In the end, you will have a hefty profit as an airbnb host.

THE DIFFERENCES IN CONSTRUCTION LOANS IN ARIZONA

December 10, 2018Uncategorizedbigdaddydennis

A construction loan is just that—a loan for the construction of a property. Did you know there are two different types of construction loans in Arizona

Before you start shopping around for a construction loan you should know the differences.

Construction-to-permanent loans— these loans include the purchase of the land and the home. You will work with a lender to transition into a permanent loan after the construction is complete.

Construction only loans— these loans are short-term loans usually lasting between six to twelve months. Typically, they have adjustable rates that rise and fall with the prime rate. At the end of the loan you will pay it in full and then refinance into a conventional loan—conventional loans usually are between 15 and 30 years.

WHICH CONSTRUCTION LOAN IS BEST FOR YOU?

As all loans, there are pros and cons. Your job is to decide which loan you will benefit from the most.

1. Construction-to-permanent loan— You will only have one application since this is an all-in-one loan. You won’t have one loan for the land and another for the construction of the property. You will also save a tremendous amount of money in closing costs with this type of loan. It is possible that your interest rate will be higher with an all-in-one loan and you could be locked into that higher rate.

2. Construction-only loan— Using a construction-only loan you will be able to find any lender you choose when you transition into a permanent loan which will leave you with more options. However, during the term of the loan your interest rates are adjustable and depending on the market your interest could rise higher than you are comfortable with.

After you determine which loan is best for you, your next step is finding a lender.

It is important to shop around for a lender. There are questions you need to ask them to see if they are the right lender for your project. Most borrowers use hard money lenders for both types of Arizona construction loans. Make sure they are lenders that have experience with construction loans in Arizona. Ask them how long they have been doing construction loans. The range of loan-to-cost (LTC) that is typically required for these loans is between 5%-20%. Find out what they require. Have them explain a draw disbursement system and a draw system—and ask them which would be the best for your project. And, of course always inquire about interest rates, fees and flexibility in loan terms. Every lender is not right for every borrower. One main reason investors regularly go through a hard money lender is their flexibility and required credit score. Since these lenders are backed by hard assets, your credit is not as important to them as it is to a bank when lending you a conventional loan. Make sure, before you run out and find land and a crew, that you get pre-approved for you loan. This will usually only take about five minutes. Hard money lenders can usually disperse funding in less than 15 days.

Fix and Flip

News and Information on buying, fixing and selling homes for a profit

Monthly Archives: December 2018

Why More People Are Choosing 100 LTV Arizona Hard Money Lenders Arizona Than Ever Before

Successful Entrepreneurs Know the Benefits of Arizona Hard Money Loans

Finally Achieve Your Goals with the Help of Arizona Hard Money Loans

Try These 5 Tactics to Make Money with the Help of Arizona Hard Money Lenders

While there is no such thing as a ‘get rich quick’ scheme, Arizona Hard Money Lenders are a valuable tool that can help you achieve your financial goals. Learn how qualifying for a hard money loan can give you the opportunity to start making money in real estate.

Arizona Hard Money Lenders Help Make Dreams Come True

WHO ARE ARIZONA HARD MONEY LENDERS?

Arizona Hard Money Lenders are not shady looking lenders that conduct business in parking lots and restaurant bathrooms. But, when you hear, ‘hard money lender, that is what many people imagine.

WHAT EXACTLY IS A HARD MONEY LOAN?

WHAT IS PRIVATE MONEY LENDING?

Private money lending in Arizona is when a private individual or organization lends money to a company or individual. This type of lending does not adhere to traditional qualifying guidelines, as banks must do.

WHY USE PRIVATE MONEY LENDING?

EVERYTHING YOU NEED TO KNOW ABOUT ARIZONA HARD MONEY LOAN

A Arizona Hard Money Loan is an option for real estate investors when traditional lenders don’t work for their situation. Instead of using your credit score and income to base approval for a loan—they use property as a hard asset and use that property as collateral.

HOW ARIZONA HARD MONEY LOAN WORK

ON RENTAL PROPERTY LOANS IN ARIZONA

It’s a lot harder these days to get financing on an investment property.

WHICH TYPE OF RENTAL PROPERTY LOAN IN ARIZONA IS BEST FOR YOU?

THE DIFFERENCES IN LOANS TO FLIP HOUSES

It’s getting a reputation as the quickest way to become a millionaire—flipping houses. The first step is making sure you get financed.

WHAT LOANS ARE AVAILABLE TO FLIP HOUSES?

DREAMS COME TRUE WITH AIRBNB HOSTING

Are you looking for extra income, but idon’thave a lot of extra time? Being an airbnb host could potentially add thousands a month of extra revenue in your bank.

WHERE TO GET AN AIRBNB LOAN IN ARIZONA

A lot goes into purchasing a vacation rental property.

THE DIFFERENCES IN CONSTRUCTION LOANS IN ARIZONA

A construction loan is just that—a loan for the construction of a property. Did you know there are two different types of construction loans in Arizona

WHICH CONSTRUCTION LOAN IS BEST FOR YOU?

After you determine which loan is best for you, your next step is finding a lender.